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SPECIALISTS IN NON-STANDARD HOUSEHOLD INSURANCE
 


 

SUBSIDENCE INSURANCE
Together with its sister company
Subsidence Claims Advice Bureau, BIS can offer full terms household insurance for properties that have previously suffered from subsidence.
 		   The scheme helps purchasers to buy properties, which have suffered from past subsidence. After carrying out a survey (cost £146.88 including VAT.... returnable if terms insurance is not offered, less a £25 Administration charge), the Bureau will be able to offer full cover
The Bureau's scheme is known as PUPS.... which stands for Previously Underpinned Properties and regularly features in the national press.   The Insurance is accepted by all major lenders.

 

PREVIOUSLY UNDERPINNED PROPERTIES

Insuring properties that have previously suffered from subsidence and have subsequently been underpinned is virtually impossible . The only hope is to continue cover with the existing insurer. But this option can disappear when the property changes hands and a new owner requires cover to satisfy lender's requirements.

"I CAN'T BUY THE HOUSE I WANT"

When a prospective purchaser finds the house they want, a survey and search will usually determine whether the property has incurred subsidence and has undergone remedial work. This is when the chain regularly breaks down and all the preparatory work carried out by Lenders, Brokers, Estate Agents and Surveyors amounts to nothing.

AN EXCLUSIVE SCHEME! (Established 1993)

We are pleased to announce to an Exclusive Insurance Scheme that offers full cover for properties that have been affected by subsidence but which have subsequently been underpinned (or which have had authorised remedial work carried out upon them) and which are passed as acceptable by our survey department. We believe this to be an important breakthrough allowing purchasers of property, probably for the first time ever, the chance to obtain bona fide buildings insurance cover on residential property that has suffered from subsidence.
 
SUBSIDENCE ADVISORY BUREAU

The scheme was established by the Bureau, after long negotiations with Insurers, in an attempt to solve the problems of uninsurable and therefore unsaleable houses. The Bureau has extensive knowledge of subsidence and subsidence related problems and works closely with government bodies in expanding knowledge and understanding of this geological hazardous subject.
      Each risk is individually assessed by the Bureau (cost £125 + VAT). A "Previously Underpinned Properties" questionnaire must be completed for each case and returned, together with the survey fee (£146.88). An underwriting decision will normally be made within 7/10 days following survey.
       


GUARANTEE....
NO INSURANCE - NO SURVEY FEE
If insurance is not offered following our Inspection and report we will refund the Survey Fee (£146.88). Less a £25 (+ VAT) administration charge.
 
       
       
       
       
       

 
TO SEND US A "PREVIOUSLY UNDERPINNED PROPERTIES" QUESTIONNAIRE

DOWNLOAD THE NEXT PAGE AND EITHER FAX OR EMAIL IT TO US AT:

TEL: 0845 3006127
FAX: 01424 731781
EMAIL: cover@bureauinsure.co.uk

       
       

 

       
       
       

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